Thursday, April 2, 2015


/K&S Media.
Some of the best travel memories come from experiences.  CSL recently went to a pastry making class in Austria.  We had heard all about the Linzer torte growing up but had never tasted or made an authentic torte.  There are countless recipes out there but master baker Fritz Rath the fifth generation baker and owner of K.u.k-Hofb├Ąckerei guided us through a simple class.  Not only did we end up with a delicious torte but we learned about the culture, culinary tradition and regional specialties of Upper Austria.  It was the sort of travel experience you just can’t find in a guidebook.  

 We’re not alone in craving this sort of travel (dreaming of a yoga retreat in India or a wine tasting class in Italy?).  According to a recent TD survey a number of Canadians are interested in embarking on an experiential trip that pursues new adventures or personal interests but they think these types of vacations will cost more.  In fact, more than half (62 per cent) of Canadians are likely to consider going on an experiential vacation if they could find ways to save on cost.  

So how can you do this? TD Canada Trust has some tips on how to help make experiential vacations affordable such as using travel loyalty rewards and creating a vacation savings account.
“A lot of people think experiential vacations cost more than ordinary vacations, but that doesn’t have to be the case,” said Christine Hunter, Vice President, TD Credit Cards. “It all depends on where you want to go and what you want to do, but you can always find ways to help you save that could make your trip more affordable.” Here are four easy tips to follow that can help you save for an experiential vacation:

1. Know how much to save: Calculate the full cost of the trip, including all associated costs, such as transportation, accommodation, transfers, tips, activities, meals and travel insurance.

2. Create a vacation savings account: Have full sight of your expenses - through a monthly credit card statement for example - to identify where day-to-day savings can be made. Then put those extra dollars into a high-interest savings account, which can grow into a nice holiday fund. For example, saving $25 a week can generate $1,300 in a year to spend on your vacation. It helps to start saving as early as possible.

3. Look for free or inexpensive activities: Research prices online and see if savings can be made by booking activities before reaching your vacation destination.

4. Use your loyalty travel rewards to help save on travel costs: Use a travel rewards card to pay for all of your everyday purchases, and then redeem the loyalty travel rewards earned on those purchases to help reduce the overall cost of the trip. Remember, to benefit fully from using any credit card, pay the balance on time and in full.

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